Peach Bitcoin: No-KYC P2P platforms
Peach Bitcoin is a mobile app for peer-to-peer buying and selling; identification requirements vary by payment method and amount.
Specifications
| KYC required | Depends |
|---|---|
| Escrow type | On-chain escrow by the platform |
| BRL | to verify |
| Pix | to verify |
| Tor | to verify |
| Fees | Per-trade fee (verify current rate) |
| Open source | Yes |
| Mobile app | Yes |
| Official site | https://peachbitcoin.com |
How does it work in practice?
- Install the app and create the local wallet.
- Set your payment method and limits.
- Match with a sell offer.
- Pay the seller and confirm in the app.
- Receive the bitcoin released from escrow.
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Frequently asked questions
- Does a P2P platform hold my bitcoin?
- On escrow platforms, bitcoin is locked in multisig or a hold invoice during the trade, not in a company account.
- Can I use instant bank payments in a no-KYC trade?
- Yes, they are common in fiat offers. They identify the payer to the seller, but they do not create an account at the platform.
- What if the counterparty disappears?
- With escrow there is a dispute process and the bitcoin stays locked until resolution. Without escrow, the risk is entirely yours.