Presencial / meetup: No-KYC P2P platforms
In-person trading is the most direct route: cash handed over and bitcoin received on the spot, usually at local meetups.
Specifications
| KYC required | No |
|---|---|
| Escrow type | None: trust and an in-person meeting |
| BRL | Yes |
| Pix | Depends |
| Tor | Not applicable |
| Fees | Only the premium negotiated between the parties |
| Open source | Not applicable |
| Mobile app | Not applicable |
| Official site | — |
How does it work in practice?
- Find a local bitcoin group or meetup.
- Agree on amount, premium and a public place.
- Bring your own Lightning or on-chain wallet.
- Confirm the transaction before handing over cash.
- Keep the funds in self-custody.
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Frequently asked questions
- Does a P2P platform hold my bitcoin?
- On escrow platforms, bitcoin is locked in multisig or a hold invoice during the trade, not in a company account.
- Can I use instant bank payments in a no-KYC trade?
- Yes, they are common in fiat offers. They identify the payer to the seller, but they do not create an account at the platform.
- What if the counterparty disappears?
- With escrow there is a dispute process and the bitcoin stays locked until resolution. Without escrow, the risk is entirely yours.